Questions, answered plainly
The things people ask before they open an account, and the answers we would give on a call.

Frequently asked
What is the minimum deposit to start with NairaRefinery AI?
You can open and fund an account from ₦340,000. You're free to add more capital over time as your wealth-building plan develops.
How does withdrawal work on NairaRefinery AI?
Request a withdrawal anytime from your dashboard. Funds go back to your chosen payment method within standard processing times.
Is NairaRefinery AI a scam?
No - NairaRefinery AI is a regulated investing platform with real financial analysts and transparent operations. Like all investing, your capital carries risk and can go down as well as up. We don't promise guaranteed returns, only professional management within your chosen strategy. Check independent reviews, verify our SEC-NG registration, and start with the minimum to test it yourself.
How secure is my money?
Accounts use industry-standard security and verification checks. Your identity is verified and funds are protected. As with all investing, capital is at risk and market values fluctuate.
How fast can I begin investing?
Most members finish registration in minutes. Once your first deposit clears, your analyst can activate a strategy straightaway.
Are there costs I don't know about?
All costs are shown clearly before you agree. You'll see exactly what applies to your plan - no surprise charges ever.
What is the minimum age to invest?
You must be at least 18 years old to open an account and invest. Identity verification is part of the standard onboarding.
Which payment methods does NairaRefinery AI accept?
We support debit cards, credit cards, bank transfers, selected e-wallets and crypto. The full list appears when you deposit.
When can I reach customer support?
Our team is available Monday to Friday, 9:00 to 18:00 Nigeria time, and replies to every query within one business day.
Who pays tax on investment gains?
You are responsible for any tax on your earnings under Nigerian law. Keep your own records and speak to a qualified tax adviser about what you owe.
What is KYC verification?
KYC is a standard identity check required by law. It keeps your account safe and is a normal part of opening any investment account.
Do I need trading experience?
No experience needed. Every member gets a personal financial analyst who guides you at every stage, so prior market knowledge isn't required.
Who decides what I invest in?
A dedicated financial analyst, backed by AI tools, creates and manages your strategy around your goals and comfort with risk. A real person makes the calls - technology supports, not replaces, human judgment.
How do I log in to NairaRefinery AI?
Sign in with your email and password on the login page. If you forget your details, use the 'Forgot password' link and follow the reset instructions sent to your email.
Money questions about NairaRefinery AI
What does it cost to open an account?
Opening an account is free. There is no registration fee and no subscription, you only put in what you decide to invest.
How quickly can I withdraw?
Requests are processed on business days and return to the method you deposited with. Bank transfers take longer than cards or e-wallets.
Is there a minimum deposit?
Yes, the minimum first deposit is ₦340,000, deliberately kept low so you can start and add later. The exact figure is shown before you confirm anything.
Can I lose money with NairaRefinery AI?
Yes. Markets move both ways and no strategy removes that risk. Only invest an amount you could genuinely do without.
Account and security
Why do you need my identity documents?
Verification is required before an account can move money. It also stops someone else opening an account in your name.
Do I need any experience to start?
No. Most members start with none. A specialist walks you through the first steps and a demo balance lets you practise.
Can I use NairaRefinery AI on my phone?
Yes, the platform runs in a mobile browser with nothing to install.
How do I close my account?
Withdraw your balance and tell support. There is no cancellation fee and no waiting period.
Frequently asked
What is the minimum deposit to start with NairaRefinery AI?
You can open and fund an account from ₦340,000. You're free to add more capital over time as your wealth-building plan develops.
How does withdrawal work on NairaRefinery AI?
Request a withdrawal anytime from your dashboard. Funds go back to your chosen payment method within standard processing times.
Is NairaRefinery AI a scam?
No - NairaRefinery AI is a regulated investing platform with real financial analysts and transparent operations. Like all investing, your capital carries risk and can go down as well as up. We don't promise guaranteed returns, only professional management within your chosen strategy. Check independent reviews, verify our SEC-NG registration, and start with the minimum to test it yourself.
How secure is my money?
Accounts use industry-standard security and verification checks. Your identity is verified and funds are protected. As with all investing, capital is at risk and market values fluctuate.
How fast can I begin investing?
Most members finish registration in minutes. Once your first deposit clears, your analyst can activate a strategy straightaway.
Are there costs I don't know about?
All costs are shown clearly before you agree. You'll see exactly what applies to your plan - no surprise charges ever.
What is the minimum age to invest?
You must be at least 18 years old to open an account and invest. Identity verification is part of the standard onboarding.
Which payment methods does NairaRefinery AI accept?
We support debit cards, credit cards, bank transfers, selected e-wallets and crypto. The full list appears when you deposit.
When can I reach customer support?
Our team is available Monday to Friday, 9:00 to 18:00 Nigeria time, and replies to every query within one business day.
Who pays tax on investment gains?
You are responsible for any tax on your earnings under Nigerian law. Keep your own records and speak to a qualified tax adviser about what you owe.
What is KYC verification?
KYC is a standard identity check required by law. It keeps your account safe and is a normal part of opening any investment account.
Do I need trading experience?
No experience needed. Every member gets a personal financial analyst who guides you at every stage, so prior market knowledge isn't required.
Who decides what I invest in?
A dedicated financial analyst, backed by AI tools, creates and manages your strategy around your goals and comfort with risk. A real person makes the calls - technology supports, not replaces, human judgment.
How do I log in to NairaRefinery AI?
Sign in with your email and password on the login page. If you forget your details, use the 'Forgot password' link and follow the reset instructions sent to your email.